How it works



Complete the enrollment form (coming soon!), and after approval, get a card within 7-10 days



Activate your card at or in the myWisely® app2


Add Money

Set up early direct deposit to get paid up to 2 days early.12 You can also load funds from other sources of income including government benefits, add cash at participating retailers, or deposit checks with your mobile device,1 and more6. To learn how to get paid up to 2 days early, click here.


Go Mobile

Download the free myWisely app2 and opt in to get paid up to 2 days early12 at no extra cost. Plus, you can check your balance and manage your money whenever you want, wherever you go.

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Wisely makes life easier. See how.

Manage your account on the go

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Download the free myWisely app4 and opt in to get paid up to 2 days early at no extra cost.12 Plus, check your balance 24/7, find ATMs near you,3 get account alerts and more. Now you're living Wisely

"Love the new app! I can see all my transactions, set up savings envelopes for a rainy day, link out and pay bills. Experience in setting up the card was incredibly quick and easy. Highly recommend."

View transaction history in real-time, and categorize your spending so you can see where your money is going.4 Live Wisely

Gage 927
"The app is great. It's sleek and I find it intuitive to use. My paycheck hits my card and I don't have to think about it, since it alerts me in real-time. I like the automatic categorization of my spending."

Save at your own pace and on your own terms for unexpected expenses.5 Now you're living Wisely

"Been using Wisely® since the initial launch; it's easy to use and is very helpful with saving some extra cash with its 'Savings Envelope' feature."
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No hidden fees8

No one likes to be surprised with hidden fees. That’s why we strive to be clear and transparent about any fees associated with your account. You’ll never receive an overdraft fee or a minimum balance fee from us.8,9 However, some services do carry a fee, and we want you to know about them.