How it works



Complete the enrollment form (coming soon!), and after approval, get a card within 7-10 days



Activate your card at or in the myWisely® app


Add Money

Set up direct deposit to load funds from other sources of income including government benefits, add cash at participating retailers, or deposit checks with your mobile device1


Go Mobile

Download the free myWisely® app to check your balance and manage your money whenever you want, wherever you go2

Apple Store Google Play

Wisely® makes life easier. See how.

Manage your account on the go

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Check your balance 24/7, find ATMs near you, get account alerts and more.3

"Love the new app! I can see all my transactions, set up savings envelopes for a rainy day, link out and pay bills. Experience in setting up the card was incredibly quick and easy. Highly recommend."

View transaction history in real-time, and categorize your spending so you can see where your money is going.4

Gage 927
"The app is great. It's sleek and I find it intuitive to use. My paycheck hits my card and I don't have to think about it, since it alerts me in real-time. I like the automatic categorization of my spending."

Save at your own pace and on your own terms for unexpected expenses.5

"Been using Wisely® since the initial launch; it's easy to use and is very helpful with saving some extra cash with its 'Savings Envelope' feature."

No hidden fees8

No one likes to be surprised with hidden fees. That’s why we strive to be clear and transparent about any fees associated with your account. You’ll never receive an overdraft fee or a minimum balance fee from us.8,9 However, some services do carry a fee, and we want you to know about them.