How it works



Activate your card at or the myWisely® app


Go Mobile

Download the free myWisely® app to check your balance and manage your money whenever you want, wherever you go7

Apple Store Google Play


Upgrade your card

Upgraded cardholders get access to premium features. Add funds from second jobs, load cash at retailers, use your mobile wallet, and more. All at no cost to you. Call 866-313-6901.


Add more money

Load up your card. Get government benefits and tax refunds on your card, add cash at participating retailers, or deposit checks with your mobile device. A no-fee upgrade is required.1

Wisely® makes life easier. See how.

Manage your account on the go

Wisely Pay - Phone - ManageWisely Pay - Phone - TrackWisely Pay - Phone - Save

Check your balance 24/7, find ATMs near you, get account alerts and more.4

Been with Wisely since
"Love the new app! I can see all my transactions, set up savings envelope for rainy day, ink out and pay bills. Experience in setting up the card was incredibly quick and easy. Highly recommend."

View transaction history in real-time, and categorize your spending so you can see where your money is going.2

Gage 927
Been with Wisely since
"The app is great. It's sleek and I find it intuitive to use. My paycheck hits my card and I don't have to think about it, since it alerts me in real-time. I like the automatic categorization of my spending."

Save at your own pace and on your own terms for unexpected expenses.5

Been with Wisely since
"Been using Wisely® since the initial launch; it's easy to use and is very helpful with saving some extra cash with its 'Savings Envelope' feature."

Get your no-fee upgrade

  1. Receive a personalized card with your name on it
  2. Get added card security and fraud protection with an EMV chip
  3. Deposit income from second jobs and government benefits
  4. Add cash or load checks
  5. Use mobile wallets such as Apple Pay®, Google Pay™ and Samsung Pay®

No Hidden Fees2

No one likes to be surprised with hidden fees. That’s why we strive to be clear and transparent about any fees associated with your account.
You’ll never receive an overdraft fee or a minimum balance fee from us. However, some services do carry a fee, and we want you to know about them.