Based on the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) signed into law on March 27, 2020, many Wisely® cardholders may be eligible to receive financial relief from the federal government in the form of a stimulus payment – Economic Impact Payment. See FAQs for information about the Economic Impact Payment and how to receive it via direct deposit to your Wisely card, if eligible.


How it works



Activate your card at or the myWisely® app


Go Mobile2

Download the free myWisely® app to check your balance and manage your money whenever you want, wherever you go

Apple Store Google Play


Upgrade your card1

Upgraded cardholders get access to premium features, including getting your pay up to 2 days early11 with direct deposit at no cost. Add funds from second jobs, load cash at retailers, use your mobile wallet, and more. All at no cost to you. Call 866-313-6901.1 To learn how to get paid up to 2 days early, click here.


Add more money

Load up your card. Get government benefits and tax refunds on your card, add cash at participating retailers, or deposit checks with your mobile device. A no-fee upgrade is required.1

Manage your account on the go

Wisely Pay - Phone - ManageWisely Pay - Phone - TrackWisely Pay - Phone - Save

Opt-in to get paid up to 2 days early11 with direct deposit at no cost (a no-fee upgrade is required1). Plus, check your balance 24/7, get account alerts and more.3

Been with Wisely since
"Love the new app! I can see all my transactions, set up savings envelope for rainy day, ink out and pay bills. Experience in setting up the card was incredibly quick and easy. Highly recommend."

View transaction history in real-time, and categorize your spending so you can see where your money is going.2

Gage 927
Been with Wisely since
"The app is great. It's sleek and I find it intuitive to use. My paycheck hits my card and I don't have to think about it, since it alerts me in real-time. I like the automatic categorization of my spending."

Save at your own pace and on your own terms for unexpected expenses.5

Been with Wisely since
"Been using Wisely® since the initial launch; it's easy to use and is very helpful with saving some extra cash with its 'Savings Envelope' feature."

Get your no-fee upgrade1

  1. Get paid up to 2 days early11 with direct deposit at no cost to you
  2. Receive a personalized card with your name on it
  3. Get added card security and fraud protection with an EMV chip
  4. Deposit income from second jobs and government benefits
  5. Add cash or load checks3

No Hidden Fees2

No one likes to be surprised with hidden fees. That’s why we strive to be clear and transparent about any fees associated with your account.
You’ll never receive an overdraft fee9 or a minimum balance fee from us. However, some services do carry a fee, and we want you to know about them.