2 easy ways to get Wisely® Cash Back1 Rewards:
Cash back1 on purchases
Cash back1 on eGift cards
How it works
Earn cash back1 by opting in and shopping at participating retailers or by purchasing eGift cards on the myWisely® app.2 Cash back1 will be delivered to your savings envelope.3Let the savings begin!
Get cash back1 on purchases at thousands of places!
You can get cash back when you shop, dine or travel with Wisely Cash Back Rewards powered by Dosh. Save on popular brands like Walmart, Instacart and Pizza Hut.
Start today with these 3 easy steps:
Use your card at thousands of participating stores, restaurants and online brands for groceries, takeout, clothes, home goods and more.
Cash back1 to your savings envelope.3
New cash back1 offers are added all the time, so be sure to check the myWisely app2 for the latest ways to save.
Also, get up to 10% cash back1 when you purchase eGift cards!
Use the myWisely app2 to purchase eGift cards and enjoy the savings.
Start today with these 3 easy steps:
Select from your favorite participating stores and restaurants. Any eGift cards you purchase will go directly to your Wisely® digital wallet.
Cash back1 is added to your savings envelope.3
New cash back offers are added all the time, so be sure to check the myWisely® app2 for the latest ways to save.
Frequently Asked Questions
- About Dosh
- Cash back on purchases
- Accessing cash back
- When to call
Dosh is a feature in the myWisely® app2 that allows you to earn cash back by opting in and using your card at participating merchants (in store and online).
Opting in is easy. Open the myWisely app2 or log into your account at mywisely.com. Click the menu in the top right corner and select “Wisely Rewards.” Choose “Cash Back Purchases,” click “Opt in” and agree to the terms and conditions.
No. The only way to link your Wisely® card to Dosh is by opting in through the myWisely app2.
The Dosh service is fully integrated into the myWisely app2 and offers the same cash back benefits as the Dosh app2. Remember, you must opt in for Dosh on the myWisely app2 to use your Wisely card for Dosh Cash Back1 Rewards.
No. Wisely cardholders can only use the myWisely app2. The Dosh app2 will direct you to the myWisely app2 to link your Wisely card.
Opt in to the Dosh Cash Back Rewards1 program on the myWisely app2, then use your Wisely card at participating merchants and online services/stores. Your cash back will appear in your savings envelope3 and will not appear in your available balance. To move your funds to your available balance, visit the “Future” section of the app2, click “Withdraw” and enter the amount that you would like to move.
After your eligible transaction has been verified by Dosh, your Cash Back1 Rewards will be sent to your cardholder primary account and subsequently transferred to your Wisely® Rewards savings envelope3. Cash Back1 Rewards are processed on a biweekly basis as ACH transactions and most rewards are received within 4 weeks after the transaction has completed.
Most Cash Back1 Rewards will appear in your savings envelope within 4 weeks after the transaction has completed.
Yes. Secondary card transactions may earn Cash Back1 Rewards if they are associated with an opted-in primary account. Rewards earned by secondary card transactions will be credited to the primary cardholder’s Wisely Rewards savings envelope3.
You can browse eligible Dosh Cash Back1 Rewards by launching the Dosh experience within the myWisely app2:
- Click “Wisely Rewards” in the main (hamburger) menu.
- Click “Cash Back – Purchases” on the “Wisely Rewards” landing screen.
- If you have not previously opted in, you must click the “Opt in” button at the bottom of the “Cash Back – Purchases” explainer screen and then click “Accept” on the subsequent
“Terms & Conditions” screen.
- The Dosh experience will launch after “Accept” is clicked.
- From the Dosh experience, you can browse all eligible cash back offers based on locale and/or merchant.
Once your cash back is in your savings envelope3, it will not be removed if you return a purchase.
If you would like to be notified when your cash back is in your savings envelope3, you can set up alerts in the myWisely app2. Just open “Account Settings” in your myWisely app2 and select “Alert Settings” and choose how you would like to be notified.
Cash Back Rewards1 earned through Dosh will be transferred as an ACH load into your cardholder account and then transferred into your Wisely Rewards savings envelope3. You can keep your funds in your savings envelope3 or transfer the funds to the primary card account.
Your rewards will appear in your savings envelope3 and will not appear in your available balance. If you would like to move your funds to your available balance, visit the “Future” section of the app2, click “Withdraw” and enter the amount that you would like to move.
If you would like to opt out, you will need to call the number on the back of your card and request to opt out with the help of an agent.
Please call the number on the back of your card if you are experiencing any issues with the Dosh service.
- eGift card purchases
- eGift card redemptions
- eGift card Cash Back Rewards1
Unlike gift cards you may have given or received in the past, this gift card is specifically designed to provide you cash back into your myWisely savings envelope.3 The myWisely eGift cards (“e” signifying electronic) are purchased and delivered to you directly through the myWisely app2. The eGift cards are for your use only and cannot be shared or given to someone else.
Sign into the myWisely app2 and select “Cash Back Rewards,”1 then choose an eGift card from a participating retailer and complete your purchase directly through the app2. Remember, you can spend only what is on your Wisely card. To purchase an eGift card, you must have enough available funds in your account to cover the full cost of the eGift card.
There is no limit to the number of eGift cards you can purchase on the myWisely app2. Available eGift card value denominations are preset by merchants. Please refer to the specific terms and conditions found on each card product’s page prior to purchase. Remember: You must have available funds in your account to purchase eGift cards.
After you complete your purchase, your eGift card will be immediately available in your Wisely® digital wallet.
No. These emails are sent to confirm your purchase. Cardholders are unable to opt out of these transactional emails.
Most eGift cards can be used at the merchant’s retail locations or online at the merchant’s website. Please refer to the specific terms and conditions found on each card product’s page prior to purchase.
Open the myWisely app2, go to the Cash Back Rewards1 from the dropdown menu and select the “Wallet” tab. If in person, have retail cashier scan bar code. If online, select eGift card as payment method and type in eGift card number.
eGift cards are intended for the purchase of goods and merchandise. Please refer to the specific terms and conditions found on each card product’s page prior to purchase.
Once an eGift card has been purchased, it is nonrefundable. Please refer to the specific terms and conditions found on each card product’s page prior to purchase.
Please refer to the specific terms and conditions found on each card product’s page prior to purchase.
Cash Back Rewards1 typically range between 2% and 10% of the eGift card amount purchased. The cash back amount is predetermined and will be indicated prior to purchasing the eGift card.
You’ll receive your Cash Back Reward1 immediately after you purchase your eGift card.
Once your eGift card purchase has been completed, your Cash Back Reward1 will be available in your myWisely savings envelope3.
You can transfer the funds from the savings envelope to your primary card account. Just open the myWisely app2 or log into your account on mywisely.com. Select the “Future” tab at the bottom. Click “Withdraw” and enter the amount that you would like to transfer to your primary card account.
Cash Back Rewards1 apply only to eGift cards purchased through the myWisely app2. Cash Back Rewards1 apply to all eGift cards available for purchase through the myWisely app2 in the amount stated.
Cash Back Rewards1 apply only to eGift cards purchased through the myWisely app2.